Law Office of Kevin Zazzera, Esq.

Are you thinking of filing for chapter 7 bankruptcy and think it's a good idea to transfer assets out of your name? Maybe a (non-bankruptcy) lawyer even told you it's a good idea. DO NOT DO THIS! IT'S A BAD IDEA! Many people contact me for a bankruptcy consultation and I ask them: "Do you own a h...

FACING EVICTION or FORECLOSURE due to COVID-19 related job loss or reduction in pay? Call my office for a FREE CONSULTATION! We can discuss how to keep you in your home longer and eliminate rental arrears!

Does the thought of having to file bankruptcy TERRIFY you? It shouldn't. It may be your BEST OPTION and your QUICKEST PATH BACK TO GOOD CREDIT. Don't let fear stop you from asking questions! The more you KNOW, the more likely you are to make the BEST decision to resolve your debts. CALL FOR A FRE...

https://www.marketwatch.com/story/settling-debts-with-creditors-could-do-more-harm-than-goodconsider-these-options-2020-09-17

2020 has been a horrible year for many reasons. Why not give yourself a fresh start for 2021. If you begin the bankruptcy process now, you can leave all of your bad debt in 2020 and start building up your credit again in 2021! CALL FOR A FREE CONSULTATION TODAY!

Think that you can't file bankruptcy if you own a house? Believe it or not, some people are told this by attorneys! Nothing could be further from the truth! In fact, the homestead exemption (the amount of equity in your house that you are allowed to keep and still get a discharge of your debt) in...

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Most people only consider bankruptcy as a last resort, but the truth is, it's often your BEST option to get rid of debt and the quickest way back to having good credit again, Many people who need to file for bankruptcy put it off until they're bank accounts are frozen, or their wages are garnishe...

I talk to people every day who feel bad or embarrassed about considering filing for bankruptcy. There's really no reason to. When you strip away whatever "feelings" you have and look at it in a strictly practical or financial light, the way big (and not-so-big) corporations do, it's often a no-br...